Your flood insurance policy will pay for the cost of repairing or replacing household goods that incur water damage. Review the tips below to salvage your possessions after a flood takes place. Then, contact a Creative Risk Management LLC agent serving New Jersey to file an insurance claim.
Report
Contact your insurance provider soon after a flood has occurred. Disconnect your home’s electricity if any of the wires within your residence have become wet. The report that is filed should include the location of the flood and a list of the items that became wet.
Photos
Take pictures of the items that were damaged by water. These pictures will support your insurance claim. They will indicate the severity of the water damage.
Removal
Remove loose items from your home. Wet rugs, furnishings, and other possessions should be stored in an alternate area that is clean and dry.
Cleaning Steps
Clean all the items that are wet. If any of the items are saturated, they may need to be professionally cleaned. A company that assists with flood cleanups can advise you on the proper cleaning steps to take.
A professional company uses commercial-grade cleaning products and equipment to restore the condition of items that are water-damaged.
Insurance Claim
You will need to fill out some paperwork in order for your insurance claim to be approved. If any of the possessions that are wet cannot be salvaged, you may be reimbursed for their value.
Your claim will cover the cost of professionally cleaning your items. It will also cover the cost of replacing household items.
We Are Here To Help
Contact a representative who serves New Jersey for further assistance. At Creative Risk Management LLC, our agents provide insurance claim services for all types of flood damage.
