Boats can offer a great way to spend time with family and friends. Yet if folks don’t take the proper precautions, a fun day on the lake, river, or ocean could turn into a tragedy. By taking the right steps, such as having the necessary safety equipment on hand and a good boat insurance policy, it’s possible to mitigate many risks. Contact Creative Risk Management LLC, serving New Jersey residents, to discuss boat insurance policy options.
Boat Safety Tips for Every Family
Personal Floatation Devices Are a Must
It happens every year: folks head out on a boat, skipping life jackets, thinking that such precautions are unnecessary. Then tragedy strikes and people desperately in need of a lifejacket or other device find that they’re in short supply. Make sure you have floatation devices for every passenger.
Have Waterproof Communication Devices on Hand
Smartphones may work on water, but with many models, if they get wet, they’re ruined. Further, depending on where you’re at, reception may be poor, and GPS might not work. It’s possible and wise to buy emergency communication devices that can work far from cell towers and that are waterproof.
Make Sure You Have Boat Insurance
In the event that someone is hurt, they may have to seek medical care. The right boat insurance policies can help cover some of the medical costs. Boat insurance may also pay for damage to boats and other vehicles, although obviously, health is the most important aspect.
Boat insurance may also provide assistance and coverage if a boat owner should face civil litigation over an incident with their boat. This can help protect families not just today but well into the future. Boat insurance plans can help in other ways, so it’s wise to speak with an insurance agent about policy options.
Reach Out To Us
Get in touch with Creative Risk Management LLC, serving New Jersey, to discuss boating insurance policies.
