When you want to play, you have to pay, which is why you went ahead and purchased a boat. Boats don’t come cheap. As a matter of fact, some cost as much as your vehicle. That said, protecting your boat against potential mishaps should always be in the back of your mind. But how can you protect your boat?
One way is to obtain watercraft insurance from Creative Risk Management LLC, serving New Jersey and the surrounding areas. This way, you, your passengers, and your boat will be covered, as shown below.
Bodily injury
Assume you are involved in a boating accident, and you injure a fellow boater or a swimmer. You can imagine the medical costs involved if it’s a severe accident. Fortunately, with boat insurance, medical expenses arising from boating accidents are covered regardless of who is at fault.
Property damage
Similarly, if you cause third-party damage during a boating accident, and you are at fault, your insurance covers for damages up to your policy limit. Additionally, if you are sued for negligence, boat insurance pays for legal costs.
Theft, fire, and some natural perils
Your comprehensive boat insurance protects against damage or loss to your boat. Suppose there is a fire outbreak in your boat. It can be devastating watching your precious investment going up in smoke. Fortunately, boat insurance can compensate for damages to your boat up to the policy limit.
Emergency assistance
When your boat is disabled in the water, boat insurance with an emergency assistance add-on can come to your rescue by providing the services below, depending on your policy.
- Gas delivery
- Battery loan
- On-water towing
- Minor mechanical repairs
Does boat insurance cover boats only? This is one of the questions often asked by our clients. And the simple answer is no. Boat /watercraft insurance covers several water vessels. Some include:
- Jest Ski
- Yacht
- High-performance boats
- Fishing boats
- Sailboats
Boat insurance has been made easy by Creative Risk Management LLC, situated in New Jersey. If you want to purchase one or renew, contact our team, and we shall provide you with the right boat insurance coverage.
