Creative Risk Management LLC offers insurance coverage to New Jersey residents. We strive to make sure that our clients have the coverage they need to protect themselves regardless of the situation. We specialize in offering custom policies.
Why Umbrella Insurance Is An Asset
Umbrella insurance is supplemental coverage that assists you in emergencies. Accidents can happen at any time. In some cases, those accidents have serious consequences. While it’s great to have liability coverage, sometimes that isn’t enough. If you are responsible for a serious accident, your assets may be at risk if you don’t have enough coverage to deal with the charges. That’s why umbrella insurance is important.
Umbrella insurance adds an extra layer of protection if you are involved in a liability dispute. Imagine someone visits your New Jersey home, and they accidentally trip over your rug and hurt themselves. You may be held liable for their injury and responsible for their recovery. If your child and their best friend are in your backyard playing around on the trampoline and your child’s friend is seriously injured, you will be held responsible. During serious situations like these, traditional liability insurance may not be enough. You can rely on umbrella insurance.
Another common situation involves auto accidents. Perhaps you take your eye off the road for a split second. That split second is all it takes for you to end up swerving and hitting someone. If you injure someone with your vehicle or cause extensive property damage, umbrella insurance can help cover your assets if you are involved in litigation. If you have a family pet, umbrella insurance is also beneficial. Perhaps your pet is having a bad day and attacks someone or damages your neighbor’s property. If the injured party pursues litigation, umbrella insurance provides an extra layer of protection.
Creative Risk Management LLC Will Help You Protect Your Assets
Visit our website today to learn more information about umbrella insurance.
