Renting a vehicle is something that most people face at some point or other. It may be for a family visit or a vacation, but when you fly to your destination, you will need transportation when you arrive. At Creative Risk Management LLC in New Jersey, we work hard to make sure our customers have the information they need to make an educated decision about their auto insurance.
Auto Insurance & Rental Vehicles
The question of whether your auto insurance covers a rental car is dependent on the coverage you have. If you have basic auto insurance, you will only be carrying liability coverage. While you need liability coverage when you rent a car, you will also need coverage that protects the actual vehicle. If you have an auto loan or are leasing your personal vehicle, you will have the coverage you need. If you carry comprehensive and collision coverage, you are good to go.
Check the declaration page of your insurance policy or call your insurance agent to ask if you have the required coverage. When you reserve your vehicle online, after you have chosen your drop-off and pickup location and the dates, you will then choose the type of vehicle you require. After these basics are complete, the insurance questions will begin. At one car rental company, it begins as:
- Protect the car
- Protect yourself from liability
- Protect yourself, your passengers, and your belongings
If you even have basic coverage, your liability coverage protects you and your passengers. If you have rental, condo, or home insurance, your belongings are covered by that insurance. So, if you are happy with the coverage you have, you are covered for a rental vehicle.
Give Us A Call
If you need help with your auto insurance, our experienced team at Creative Risk Management LLC in New Jersey is here to help.
