If you rent the place where you live, you may be concerned about protecting your furniture and belongings. Many renters decide to safeguard their investment by purchasing renters insurance. If you live in New Jersey, our team at Creative Risk Management LLC can help you find affordable renters insurance. We’ve been working with clients like you for years.
What Is Covered by Renters Insurance?
If this is your first renters insurance policy, you may wonder what the policy will cover. According to the New Jersey Department of Banking and Insurance, a standard policy will cover damage to your personal property. If you must live in another place while your property is being repaired, the policy will pay you for alternate housing, food, and other necessary expenses. The same website reports that you must realize that damage from floods is not covered by a typical renters policy.
Another type of coverage on standard policies is for liability. If you are sued in court for someone’s injury while on your rented property, the policy can cover your legal expenses. If the person’s injuries required professional medical treatment, the policy would pay for those medical expenses. Talk to one of our team members to help you fully understand the scope of your renters insurance coverage.
Call Us for Your Appointment Today
Renters insurance may not be required by law, but many New Jersey landlords require it before you are approved to live in a rental property. Our team at Creative Risk Management LLC will explain your policy options and help you make the right choice. Renters in New Jersey can rest assured that they can trust their insurance concerns to us. Call us about your appointment today and let us help you protect your belongings.
